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Find Unclaimed Money Using Official Government Sources

Choose from 12 categories of unclaimed money and lost assets. We guide you to the appropriate official government search or instructions; this site does not search government records itself.

✓ Direct links to official sources ✓ No claim fees ✓ No SSN entered here
Independent Website Notice: UnclaimedMoneySearch.net is an independent informational website. We are not affiliated with, endorsed by, or operated by the United States government, any state government, or any government agency. We do not hold funds, process claims, or collect sensitive financial information. We simply help you find the appropriate official source.
Did you know? Approximately 1 in 7 people have unclaimed property, often in the form of forgotten money, waiting for them.

What kind of money are you looking for?

There is no single database for every type of unclaimed money. Choose the category that best matches your situation.

Start with one category. Search as many as apply.

How this site works

1
Choose a category

Pick the type of money that best matches your situation.

2
Read the short explanation

See what the source covers and whether it applies to you.

3
Go to the official source

Use the government website to search or follow its claim instructions.

Quick search tips

1
Try former names

Search previous last names, nicknames, and common spelling variations where the official source allows it.

2
Check every state

Search states where you previously lived, worked, owned property, or did business.

3
Check family records

Where appropriate, search for deceased relatives or beneficiaries using the official agency’s rules.

Your Search Progress: 0 of 12 checked

State Unclaimed Property

States hold unclaimed money such as forgotten bank accounts, insurance payments, utility deposits, and uncashed checks.

Check this if: You have lived, worked, owned property, or done business in one or more states.
Official source
FIND YOUR STATE'S OFFICIAL SEARCH
Opens NAUPA state directory

Unpaid Wages

The U.S. Department of Labor may hold wages recovered from employers after wage-law investigations.

Check this if: You think a current or former employer may have owed you wages.
Official source
GO TO OFFICIAL SEARCH
Opens U.S. Department of Labor

Lost Retirement Benefits

PBGC holds certain unclaimed retirement benefits from private-sector plans when participants or beneficiaries could not be located.

Check this if: You left retirement benefits behind with a former private-sector employer.
Official source
GO TO OFFICIAL SEARCH
Opens Pension Benefit Guaranty Corporation

FHA Mortgage Refunds

Some homeowners with qualifying FHA-insured mortgages may be eligible for a mortgage insurance premium refund.

Check this if: You previously had an FHA-insured home loan.
Official source
GO TO OFFICIAL SEARCH
Opens HUD/FHA official refund search

Failed Bank Funds

The FDIC maintains a search for certain unclaimed deposits and distributions from failed financial institutions.

Check this if: You had money connected with a bank or savings institution that failed.
Official source
GO TO OFFICIAL SEARCH
Opens Federal Deposit Insurance Corporation

Bankruptcy Unclaimed Funds

Federal bankruptcy courts may hold money for people or businesses whose payments were never claimed or cashed.

Check this if: You were a creditor, employee, vendor, customer, or other payee in a bankruptcy case.
Official source
GO TO OFFICIAL SEARCH
Opens U.S. Courts Unclaimed Funds Locator

VA Life Insurance Funds

The Department of Veterans Affairs may hold certain unclaimed insurance payments for policyholders or beneficiaries.

Check this if: You or a relative had an eligible VA life insurance policy.
Official source
GO TO OFFICIAL SEARCH
Opens U.S. Department of Veterans Affairs

Closed Credit Union Deposits

The NCUA provides information about certain unclaimed deposits from liquidated federally insured credit unions.

Check this if: You had an account at a federally insured credit union that was liquidated.
Official source
GO TO OFFICIAL SEARCH
Opens National Credit Union Administration

Federal Tax Refunds

The IRS provides an official tool for checking federal income-tax refund status and handling lost or undelivered refund checks.

Check this if: You filed a federal tax return and expected a refund that did not arrive.
Official source
GO TO OFFICIAL SEARCH
Opens Internal Revenue Service

SEC Investor Distributions

The SEC provides information on certain enforcement cases where money may be distributed to harmed investors.

Check this if: You invested with a company or adviser involved in an SEC enforcement action.
Official source
GO TO OFFICIAL SEARCH
Opens U.S. Securities and Exchange Commission

Individual Indian Money Accounts

The Bureau of Trust Funds Administration manages Individual Indian Money accounts for eligible American Indian and Alaska Native beneficiaries.

Check this if: You or a family member may have an IIM account and the government may not have a current address on file.
Official source
GO TO OFFICIAL SEARCH
Opens U.S. Department of the Interior

U.S. Savings Bonds

TreasuryDirect provides official forms and instructions for lost, stolen, destroyed, or unredeemed U.S. savings bonds. The former Treasury Hunt search service was discontinued in 2025.

Check this if: You believe you or a family member may have an old U.S. savings bond that was never redeemed.
Official source
GO TO OFFICIAL GUIDANCE
Opens TreasuryDirect

Disclaimer

Information on this website is provided for general informational purposes only and is not legal, financial, tax, or government advice. Eligibility, records, procedures, and external government websites may change. Always follow the instructions on the official agency website.

Watch for unclaimed-money scams

You can search official government databases for unclaimed money for free. Be cautious of any website that asks for payment to locate money that may belong to you. If an official agency requires identifying information to complete a search or claim, enter it only on that agency's official website.